My parents grew up very poor and I inherited from them a very deep-seated fear of not having enough money. I chose a career that addressed that fear, and it has. The career includes excellent health insurance, which covers a portion of HT due to multiple miscarriages, and I (me, not my husband) have the money to cover the rest -- which is still a lot. I feel very very lucky, now that I've seen what HT costs...and costs...and costs...

I realized last week how the partial coverage ...

Didn't get enough sleep last night so of course it affects all of today. I stayed up late just going between the various GDe sites and reading random web stories - aka got nothing of value done. And then today I feel down in general. SO TIRED of GDe. If I could erase it from my mind, I would. And just be living my life as it is today.