Even phenotype? Then database must be really huge, if they provide choosing by phenotype. So, what was your next step after choosing sm?
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we signed all docs. chose surrogate mom and our egg donor.payed the first part of the sum and went back home.
usually, all clinics divide the sum if it is a really big sum, of course if it is some procedure which costs 300-400 dollars you should pay it at once.
it is really convenient to pay with 5 parts, you don't feel all the load of the payment in such a case