It's not. I called once I found out he had it. I have really good health insurance too. But they would only cover the PGD, not the IVF because I'm not infertile. And the PGD is actually less expensive than the IVF itself. I can't afford 20K+ on another pregnancy. The odds of having another kid with MD is 25%. My second son doesn't have it. It's all random. I could have a daughter who is a carrier or not a carrier.