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It's interesting DH and I differ big time with this. We are lucky, we are doing fine financially and were able to budget for ivf without dipping into savings, however if we weren't, I was sure I still I wanted/needed to go ht. I would have borrowed/gone into debt for it. DH said if we couldn't have afforded it, there was no way he would have considered it.
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It kills me when I think of what we've spent so far (new car anyone???!!!) and now I found out that my employer may be changing insurances (for the better) so I'll have to wait 2 more months b/c FCNE rules when you change insurance, 2 month waiting even if already cycling. UGH! I'm hoping BCBS will cover ICSI that HP wouldn't. HP really ticking me off.
We're budgeting for this again, but 2 in 1 year is very expensive!
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In our household, only DH works - we have done one cycle at Genesis and used up all our savings! Next step will be borrowing some money from FIL to try second attempt. After that may be it will go on the credit card!!!
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Hubby and I used savings for ours. The way I think about it is like glory--rolling the dice and having another child is a lot more expensive than doing HT. Total cost of one year of preschool for our twins is about the same price as an IVF/PGD cycle around here. The only bummer was we rent and had to use some of our house savings for IVF, but I think it will be worth it in the end. :)
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hi is there anyone from ireland here?
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