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  1. #341
    One of my sisters was the baby for 10 years and the other is 15 and the baby... both of them spend money as soon as they get it. I tried to get one of them to watch her money because she make a lot doing hair but she spends most on clothing and forgets to pay her car, bills, college loan, and rent.

    Studies done on family order says... first borns are great at their careers, middles tend to be quiet, and youngest tends to be spontanius (?spelling) and quick to spend on silly things.

    But teaching all your kids while they are young about money, paying bills, and saving for something special will help them in adulthood. I learned by watching my silly mother. She spent her paycheck on the way home from the bank. We moved a lot, starved while she ate out, and now she lives in a camper in the middle of nowhere because she hasn't worked in 10 years and is to young for SS or her 10,000 a year military retirement.

    At 5 my kid start to get chores and small amounts of money (.25 a day), they will learn to save the quaters for whatever. As they get older and get more chores they get more money. When they are teens they get the financial lectures and also the sex talk... example... give them a fake job with income. Give them a family (spouse and kid or two). Have them find a place to live, in the newspaper. They have to go to the stores and price furniture they need or feel they need (the stores make them focus and work harder then the internet). A car, college loans, or whatever you can think of. Make up surprise bills like "congrats you have a new baby". Make it seem real and even include them in your own income and bills. I already have a list of things for when my kids have to do this.

    My IL's did this for my hubby when he was young and he counts every penny. We have no debt. We have credit cards but they are used just because we felt like it and then they are paid off right away.
    2007
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    2012 twin

    DADDY wants

  2. #342
    Moderator
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    Quote Originally Posted by Flava View Post
    Sorry for the bfn's girls! But no AF yet so I still hope you guys can get a bfp.
    I think I O'd last night or yesterday some time...no clue when and now I think we may did O+12 or some crap like that.
    Just checked my cervix and and I don't feel it much different from yesterday maybe not so soft but that's it.But my temp is up this morning so I must have O'd right? So not sure why cervix did not changed much yet.
    I made a post about it here what do you guys think? (just don't want to write it everywhere)
    I screw up every month!
    Your diet is great, I think you still have a great chance!
    Fathers Day baby!


    Busy Mummy of 5 now working from home: www.oz.scentsy.com.au

  3. #343
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    Quote Originally Posted by Flava View Post
    Still have ewcm just checked and had a tinny pinkish in it? What is that?im so confused again
    Ovulation spotting?
    Fathers Day baby!


    Busy Mummy of 5 now working from home: www.oz.scentsy.com.au

  4. #344
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    12 dpo bfn and temp dropped
    Fathers Day baby!


    Busy Mummy of 5 now working from home: www.oz.scentsy.com.au

  5. #345
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    Quote Originally Posted by TTC5 View Post
    12 dpo bfn and temp dropped
    im sorry ...maybe we can ttc together in Jan!Im not trying in Dec. sick of it and just want to spend time with my kids making cookies , play and such.
    +1

  6. #346
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    Sure thing Flava Hubby wants to skip December too..
    Fathers Day baby!


    Busy Mummy of 5 now working from home: www.oz.scentsy.com.au

  7. #347
    Flava and TTC5 - Cookies are so much better then swaying! And just think of all the horrible blue friendly things you get to enjoy before your Jan sway.
    2007
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    2012 twin

    DADDY wants

  8. #348
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    well see what happens...cervix is closed now so O is over when even it was...at least the moon is in boy sign now. if that matter at all of course
    i want all this to be over so 1 last sway and that's it
    +1

  9. #349
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    Quote Originally Posted by Flava View Post
    well see what happens...cervix is closed now so O is over when even it was...at least the moon is in boy sign now. if that matter at all of course
    i want all this to be over so 1 last sway and that's it
    We're in the same boat. I should O in about a week and if I don't get a BFP this round I think December will be my last month of trying. But I have positive thoughts for you!

    TTC5-you're due for a BFP too! Think of all the lovely X-mas cookies you'll be able to eat!
    My awesome boys!
    (1988) (1991) (2010) (2012)

    TTC my last one. A little girl, please!

  10. #350
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    I can guarantee I am out this month. BFN 12 dpo and my temp is only just above the coverline. MEGA mood drop too...typical for me pre AF.
    Fathers Day baby!


    Busy Mummy of 5 now working from home: www.oz.scentsy.com.au

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